Five levels of C.A.L.M.

After talking with many advisors and clients, The APS™ has come to the conclusion that there is a significant need for a systematic process for advisors to use when helping clients with their asset protection plan.  A systematic process is needed to ensure the quality of advice given and so the public can have a plan put together for them which is comprehensive, complete, and fits their individual situation.

A unique way of assessing risk
APS™ rated advisors

Finding Real Solutions

Additionally, the APS™ found that the cost for providing an asset protection plan is all over the board.  Some advisors simply charge as much as they can get away with to a public who has no idea what the costs should be for their asset protection planning tools.   Imbedded in the C.A.L.M. plan is a fee schedule rate which is recommended by the APS™.