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Home California Life Insurance Exemptions

Unmatured life policies (including endowment and annuity policies) are exempt up to $9,700 for an individual and $19,400 for a married couple.  Beyond these amounts a money judgment is enforceable.  To see this statute, please click here.

Matured life policies (including endowment and annuity policies) are exempt to the extent reasonably necessary for the support of the judgment debtor, spouse, and dependents of the judgment debtor.  To see this statute, please click here.

Benefits from a disability or health insurance policy or program are exempt.  However, benefits paid or payable to cover the cost of health care if the judgment creditor is a provider of health care.  To see this statute, please click here.