Asset Protection Society

Home WY – LI, Annuity, and IRA Exemption

Wyoming Life Insurance, Annuity, and IRA Exemptions 

Life Insurance

Subject to policy language, the proceeds of life insurance policies are exempt.  To see this statute, click here.

Death benefits, cash surrender and loan values, and proceeds of a policy of group life insurance or group disability insurance are exempt.  To see this statute, click here.

Annuity

Not to exceed $350 per month, the benefits, rights, options, and privileges under an annuity contract are exempt.  To see this statute, click here.

IRA

Retirement plans, pensions, or annuities are exempt.  To see this statute, click here.

A city, town, county, or retired employee’s pension, retirement plan, or annuity not covered by the state retirement system is exempt if the plan states that is not assignable.  To see this statute, click here.

Miscellaneous

Proceeds from contracts of disability insurance supplemental to any life insurance or annuity contract are exempted.  To see this statute, click here.